The Government directs the implementation of the Law on Credit Institutions

According to the Decision, in the first and second quarters of this year and the following years, the State Bank presides over organizing and disseminating the provisions of the Law.

In 2024 and the following years, the State Bank; ministries and ministerial-level agencies; People’s Committees of provinces and centrally run cities; Media and press agencies publish the full text of the Law and detailed regulatory documents on the Electronic Information Portal/Page, National Database of legal documents; compile documents to disseminate the Law and coordinate with the Ministry of Justice to update the National Legal Education Dissemination Electronic Information Portal; Organize propaganda of the Law and documents detailing a number of articles of the Law on mass media and other appropriate forms of dissemination and propaganda.

This April, the State Bank presides over the review of legal documents related to the Law under its promulgation authority; promptly amend, supplement, replace, annul or promulgate new legal documents to ensure compliance with the provisions of the Law and documents detailed under the Law.

According to the Decision, the State Bank and the Ministry of Finance preside over and coordinate with the Ministry of Justice, the Government Office, ministries, branches and localities to develop and submit to the Government for promulgation and promulgate according to their authority documents. Detailed regulations for implementing the Law according to the List and progress specified in the Prime Minister’s Decision on promulgating the List and assigning the agency to preside over the drafting of documents detailing the implementation of the laws, Resolution passed by the 15th National Assembly at its 5th Extraordinary Session (drafted by the Ministry of Justice).

The Government directs the implementation of the Law on Credit Institutions
The Government requests that in the first and second quarters of this year and the following years, the State Bank presides over organizing and thoroughly disseminating the provisions of the Law on Credit Institutions.

The State Bank, Ministry of Finance, Ministry of Labor, War Invalids and Social Affairs, Ministry of Justice, Ministry of Natural Resources and Environment review the contents stipulated in the Law on Credit Institutions and submit them to the Government and Prime Minister. The Government promulgates according to its authority, develops and submits to the competent authority to amend, supplement, and promulgate documents guiding the implementation of the Law on Credit Institutions according to its authority, ensuring compliance with the enforcement effect of the Law on Credit Institutions. Law on Credit Institutions from July 1, 2024.

Contents stipulated in the Law on Credit Institutions carry out reviews related to the responsibilities of ministries and branches: The State Bank reviews and develops a Government Decree regulating the organization and operations of the Bank. Social Policy Row (Clause 2, Article 16; Clause 2, Article 17; Clause 1, Article 19; Clause 4, Article 20; Clause 4, Article 22; Article 26 of the Law); Decree of the Government regulating licensing conditions of credit institutions and foreign bank branches (Clause 5, Article 29 of the Law); Government Decree regulating non-cash payments (Clause 2, Article 110 of the Law); Government Decree regulating microfinance programs of socio-political organizations and non-governmental organizations (Clause 13, Article 210 of the Law); Decision of the Prime Minister stipulating the conditions, documents, and procedures for requesting approval for maximum credit levels exceeding the limit of credit institutions and foreign bank branches (Clause 7, Article 136 of the Law ) and other relevant provisions of the Law.

The Ministry of Finance reviews and develops a Government Decree regulating the organization and operation of the Vietnam Development Bank (Clause 2 Article 16; Clause 2 Article 17; Clause 1 Article 19; Clause 4 Article 20; Clause 4 Article 22; Article 26 of the Law), Decree of the Government regulating the financial mechanism of the Policy Bank (Article 26 of the Law) and other relevant provisions of the Law.

The Ministry of Labor, War Invalids and Social Affairs reviews and develops a Government Decree regulating salaries and allowances for policy bank officials and employees (Article 26 of the Law) and regulations other relevant provisions of the Law.

The Ministry of Natural Resources and Environment reviews and develops a Government Decree regulating the registration of land changes for collateral assets that are land use rights and assets attached to land of debt originating from bad debts of credit institutions and foreign bank branches (Clause 4, Article 198 of the Law) and other relevant provisions of the Law.

The Ministry of Justice reviews and develops a Government Decree regulating mortgage registration for land use rights, assets attached to land, assets attached to land formed in the future of debt from sources. Origin from bad debts of credit institutions and foreign bank branches (Clause 4, Article 198 of the Law) and other relevant provisions of the Law.

For documents that have been included in the Government’s Working Program and the Program for developing legal documents of ministries and branches: the drafting agency is responsible for updating the reviewed content. amend, supplement and complete in accordance with regulations, be responsible to the Government and Prime Minister for implementation results.

For documents that are not included in the Government’s Working Program or the Program for developing legal documents of ministries and branches, ministries and branches proactively review and report to competent authorities to include them in the Program. develop legal documents; Be responsible to the Government and Prime Minister for implementation results.

Regarding completion time, review, develop and submit to the competent authority to issue the document, ensuring the document takes effect from July 1, 2024.

Law on Credit Institutions No. 32/2024/QH15 was passed by the 15th National Assembly at the Fifth Extraordinary Session (January 2024), effective from July 1.

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