Cash withdrawal transactions via ATM decreased sharply during Tet

This clearly confirms that people’s need to withdraw cash is decreasing, not only at this time of year, but also during peak periods near this year’s Lunar New Year.

Mr. Nguyen Quang Minh, General Director of NAPAS, said that this is the result of people/organizations moving more towards non-cash payments than cash as before.
Therefore, welcoming this trend, Napas has focused on proactively deploying and applying solutions in terms of technical infrastructure and operations to promote the role of a payment and financial switching infrastructure provider. , clearing the national retail payment system, contributing to the stability and development of payment activities in general, as well as serving the payment needs of the people.

Mr. Minh also added that, during this Tet holiday, Napas continues to coordinate closely with member banks to deploy solutions to improve service quality and increase human resources 24/7 to provide services. Transfer money/payment conveniently, safely, quickly as well as bring payment experiences to people.

Cash withdrawal transactions via ATM decrease sharply during Tet - Photo 1

In 2023, Napas continues to record growth in non-cash payment transactions through the Napas system: the total number of transactions increased by more than 52% and the total transaction value increased by more than 12% compared to 2022.

In 2023, ATM withdrawal transactions will decrease by 16.9% in number of transactions and 19.5% in transaction value. Up to now, the proportion of ATM transactions accounts for only 3.6% of total transactions through the system. Napas. The above figure clearly reflects that people’s need to withdraw cash is decreasing and is being replaced by more convenient payment services such as NAPAS 247 quick money transfer and QR code scanning payment.

On February 2, 2024, the Governor of the State Bank issued Official Telegram No. 01/CD-NHNN requesting units of the State Bank, credit institutions, foreign bank branches, and organizations to Providing intermediary payment services, strictly implementing the instructions of the Secretariat, the Prime Minister and the State Bank’s instructions on strengthening measures to ensure a healthy Lunar New Year of Giap Thin , safe, economical.

In particular, the Governor requested to increase unexpected inspections and strictly handle cases of transaction offices and branches leaving ATMs lacking cash or not operating due to subjective errors of the bank;…

At the same time, units under the State Bank, credit institutions, and foreign bank branches must concentrate their best resources to organize and operate the National Interbank Electronic Payment System, national financial transaction switching and electronic clearing, payment systems of credit institutions, intermediary payment service providers, ensuring systems operate continuously, stably, and safely. fully, smoothly, meeting increased payment needs before and during Tet…

At the same time, well organize the work of regulating, circulating and supplying cash, meeting the cash needs of the economy in both value and par value structure during Tet; ensuring security and safety of treasury and crime prevention and combat in the monetary and banking sectors;…

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